New software-hardware solutions for data encryption, high level platforms and binary security channels provide secure EPUL electronic payment system and payments. The requirements of the EPUL security standard aim to ensure the sustainability of information infrastructure at all levels. EPUL's well-tuned network devices and servers are located in protected rooms. Security is provided through uninterrupted monitoring and regular audits. Special education personnel manage information systems in accordance with defined procedures. EPUL takes all necessary measures to detect fraudulent actions and prevent them in a timely manner to protect their cash and personal information. A separate section was developed to raise awareness about existing threats. Here are some of the key actions to ensure the safety of the section and recommendations.

Bank card payment systems provide protection against payments. Visa payment cards 'security is carried out through "Verified by Visa" and "MasterCard" owners' payment through "MasterCard Secure Code" service. Visa payment cards 'security is carried out through "Verified by Visa" and "MasterCard" owners' payment through "MasterCard Secure Code" service. Additionally, EPUL uses "3D-Secure" technology to prevent any fraud that may be available, in addition to existing security measures. Thus, the system will require you to receive a unique one-time password if you make any payment through a bank card over the Internet. This password will be sent to your registered phone number in the form of SMS notification. Once you have confirmed your identity with this rule, the transaction will be completed in the usual mode. Use of 3D-Secure technology with one-off passwords is safer than a permanent password (once registered). Thus, it is likely that the regular password will be seized by fraudsters, while the one-time password will be sent to your mobile number in the form of SMS when attempting to operate.

The transmission of confidential data from the client to the EPUL server is provided through the SSL EV (Extended Validation Secure Sockets Layer) protocol. The EV SSL certificate is used to verify the accuracy of the information using a new algorithm. The green color line that appears during the login on the site using the SSL protocol is a guarantee of security. This line indicates that the maximum level of encryption of confidential data is applied on the site. Also, within 24 hours, the site is tested for malware presence. SSL-certificates with high degree of reliability are used in all cases where actual authenticity, reliability indication, and persistent encryption are required.

In addition to the electronic payment and payment system's above-mentioned security features, EPUL has also installed a new filter complex to effectively control transactions and prevent fraud. This complex software consists of adjustable control filters of the apparatus complex. The main objective of such a complex is to identify, prevent and analyze alerting algorithms. Any unauthorized intervention occurs as a result of user-defined actions. The above-mentioned software and hardware complex limits the suspicion of a fraudulent 'customer' by limiting its access to the EPU and putting the actual user into a "green" security zone. It is anticipated that a "smart" system driven by certified personnel will not only identify threats to transactions, but will also rebuild the alleged scenario of fraudulent behavior.